The calculation
8,000 Gbit ÷ (100 Mbps × 0.9) = 1 d 0 h 41 min
Sizes and rates use decimal units (1 GB = 109 bytes, 1 Gbps = 109 bit/s). If your source reports TiB or GiB, the data is about 10% or 7% larger respectively.
Effect of overhead
| Overhead | Transfer time |
|---|---|
| 0% | 22 h 13 min 20 s |
| 5% | 23 h 23 min 31 s |
| 10% | 1 d 0 h 41 min |
| 20% | 1 d 3 h 46 min |
| 30% | 1 d 7 h 44 min |
When it takes longer
A single TCP flow over a long-RTT path is capped at window ÷ RTT, so check the bandwidth-delay product before blaming the link. Disk throughput, encryption on one CPU core (scp, SMB signing) and shared links are the other usual suspects. Parallel streams (rclone --transfers 8, iperf3 -P 4) usually close the gap.